# Business Services

CAPABLE OF HANDLING ALL YOUR LENDING NEEDS, FROM SMALL TRANSACTIONS TO LARGE, COMPLEX DEALS.

## LENDING SERVICES

#### Business Banking

- Savings
- Checking
- Lending
- Credit Cards

Chartered Standared BankBank is the financial partner that growing businesses need. We consistently deliver fast service and a full range of lending programs, building on a tradition of serving the financial needs of local businesses and individuals since 1839. Lending types include:

- Commercial and Industrial: We assist with working capital needs or to finance major capital expenditures.
- Commercial Real Estate (CRE): These loans can be used to purchase or refinance an owner-occupied or income producing commercial property, or to expand or remodel an existing facility.
- Acquisition and Development: Loans for acquiring real estate to be used for residential or commercial development.
- Government Contracting: We specialize in meeting the dynamic banking needs of companies serving the federal, state and commercial markets.

###### We deliver a number of lending programs, including:

- Term Loans
  Chartered Standared Bankhas the ability to provide a variety of solutions to meet your financing needs.
- Lines of Credit
  Providing flexibility for short-term working capital needs, and available cash when you need it, our LOCs help optimize cash flow.
- Real Estate
  Providing financing for the purchase, refinance, construction, expansion, or remodel of real estate properties.
- Credit Cards
  Providing convenient credit for your everyday business spending needs to better manage cash flow.